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Pay Later, Spend More?

Pay Later, Spend More?

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Have you ever chosen “Pay in 4” instead of paying the full price upfront? It feels simple, flexible and interest free. But does it actually change how much we spend?
In this episode, we explore the rise of Buy Now, Pay Later, the psychology behind installment payments, and the latest research showing how BNPL influences consumer behavior. From larger shopping baskets to long term spending habits, we examine whether this payment method is a smart financial tool or a hidden driver of overspending.
Tune in to discover why the way we pay can shape the decisions we make.

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