Money Smarts for Teens: What They Don’t Teach in School cover art

Money Smarts for Teens: What They Don’t Teach in School

The Strategic Guide to Learning How to Save, Spend, and Grow Wealth without Feeling Overwhelmed

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About this listen

If you want money, you need to understand it first—and it’s way more fun than you might think!

Your school teaches you lots of things…but for some reason, it doesn’t teach you one of the most important skills you’ll ever need—how to manage your money. Sure, you’ve encountered thousands of word problems about money in math, but do any of them tell you what to do with your own money? If you’ve ever been frustrated that you don’t have the cash to do the things you’d like to do or buy the things you want to have, then you have clear proof that you’re missing some essential skills.

These are skills you’re going to need in adult life, when you’ll suddenly be faced with financial decisions you’ve never had to make before. They’re also the skills you need if you want to feel confident about your money now…and they’re the skills you need if you dream of financial freedom in the future.

Everyone dreams of financial freedom, but the reality is, it’s only possible if you know how to manage the money you have and make strategic decisions to help you grow your wealth—but the good news is, these are skills you can pick up now—and it’s much more fun than you might think! This practical and engaging guide is designed specifically for teenagers, and it’s here to show you the ropes so you can set yourself up for financial success.

Inside, you’ll discover:

  • The key money lingo you need to know before you go a step further…and why, if you want to be wealthy, you need to start in your mind.
  • Why you need a budget, how to create one easily, and how you can make sure you don’t miss out just because your budget’s tight.
  • Fun challenges to help you get to grips with saving… and how you can make your savings grow on autopilot.
  • A clear understanding of what a credit score is (and why you should care about it).
  • The difference between “good debt” and “bad debt”—with clear advice for staying on the right side of the line.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2025 Gary Moss (P)2025 Gary Moss
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This book explains money in a way that’s clear, practical, and easy to follow. Skyler Hayes breaks down saving, spending, and growing wealth without making it overwhelming. A great guide for teens who want to start building smart financial habits early.

A Must-Read for Teens

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Listener received this title free

This audiobook is an engaging and practical guide that makes learning about money fun and empowering for teens. It breaks down budgeting, saving, credit, and investing in a way that’s clear and relatable. With fun challenges and smart tips, it helps build confidence and financial independence early on. A great listen for anyone who wants to understand money, make smarter choices, and start building a strong financial future now.

Essential financial literacy

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Listener received this title free

Money Smarts for Teens takes topics that usually feel confusing—saving, budgeting, credit, investing—and explains them like a friend who actually knows what they’re talking about. No jargon, no lectures, just super clear tips and examples you can use right away.

What I appreciated most is how doable it feels. Skyler Hayes breaks things into simple steps, shows what to avoid, and gives quick wins that build confidence. It’s the kind of guide I wish I’d had at 16—and I’m handing it to the teens in my life now.

If you want a no-stress way to learn money basics and start building real wealth, this is it. Should honestly be in every high school classroom.

A must read for every teen (and parent)

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Listener received this title free

I got this for my 15-year-old daughter who usually tunes out anything that sounds like a lecture. To my surprise, she actually started quoting lessons from it at dinner. The book explains saving, spending, and investing in a way that feels real no boring textbook tone, just clear examples and stories that make sense. Honestly, I wish I had read something like this when I was a teenager.

Finally, a Money Book Teens Will Actually Read!

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Listener received this title free

When I picked up this audiobook, I was worried it would be another dull lecture on saving. Instead, it felt like chatting with a friend who knows money inside and out. I learned simple tricks to budget without feeling deprived and even got a clear explanation of credit and investing. It inspired me to start an emergency fund and talk openly with my friends about spending. This has truly boosted my confidence with money and made thinking about the future less daunting.

Growing Financial Confidence

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