All the Hacks: Money, Points & Life cover art

All the Hacks: Money, Points & Life

All the Hacks: Money, Points & Life

By: Chris Hutchins
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Never leave money on the table. This is your shortcut to upgrading your life, money and travel—all while spending less and saving more. Get tactical moves and deep dives into designing a life you’re excited about. Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life and looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk are here to deliver smart strategies you can plug into your own life—from a money hack that increases your net worth, to a routine change that boosts your productivity.2026 - Chris Hutchins Economics Personal Finance Social Sciences Travel Writing & Commentary
Episodes
  • 20+ Credit Card Benefits You’re Probably Not Using

    20+ Credit Card Benefits You’re Probably Not Using
    Jun 24 2026
    #284: Chris breaks down the credit card benefits that save real money but rarely get attention, from getting a cracked iPhone repaired for free to purchase protections, travel coverage, and a deep bench of lesser-known perks. Learn exactly which card to reach for on every purchase, so you're always covered and never leaving money on the table.Link to Full Show Notes: ⁠https://chrishutchins.com/hidden-credit-card-benefits-2026/⁠Partner DealsFora: ⁠Become a Fora Advisor today⁠Bilt Rewards: ⁠⁠Earn the most valuable points when you pay rent⁠Mercury: ⁠Help your business grow with simplified finances⁠Quince: ⁠Affordable luxury essentials with free shipping + 365 day returns⁠LMNT: ⁠⁠Free sample pack of my favorite electrolyte drink mix⁠For all the deals, discounts and promo codes from our partners, go to: ⁠⁠chrishutchins.com/deals⁠Resources MentionedTools & Apps⁠CardPointers: 30% off⁠ (50% off for ⁠ATH Members⁠)⁠GigSky⁠⁠The Cultivist⁠Benefit Programs⁠Sapphire Tables (via OpenTable)⁠⁠Resy⁠⁠Mastercard Priceless⁠⁠Visa Universal Studios discounts⁠⁠SoFar Sounds⁠⁠Troon Rewards⁠⁠Discover Cash at Checkout⁠⁠Amex Venmo Send and Split⁠ATH PodcastEp #66: ⁠Rental Cars: Saving Money, Avoiding Fees and All the Secret Tricks with Jonathan Weinberg⁠Ep #113: ⁠Unlocking the Power of Plastic: Maximizing Your Hidden Credit Card Benefits⁠Ep #221: ⁠Deep Dive on Credit Reports, Scores, and Their Real-World Impact⁠Ep #224: ⁠Airport Lounges: Getting In, Hidden Perks and Expert Tips with Kevin Song⁠Ep #283: ⁠Do You Actually Need Travel Insurance?⁠⁠Hotel Upgrade Program⁠⁠Best Cards Page⁠⁠Gift Cards Page⁠⁠Newsletter⁠AMA: ⁠Submit Questions⁠Leave a review: ⁠Apple Podcasts⁠ | ⁠Spotify⁠Email for questions, hacks, deals, and feedback: ⁠podcast@chrishutchins.com⁠Full Show Notes(00:00) Introduction(02:15) Purchase Benefits Overview(02:36) Purchase Protection: Coverage for Damaged or Stolen Items(05:15) How Extended Warranty Protection Works(06:36) Return Protection for Items Stores Won’t Take Back(07:55) When Price Protection Can Save You Money(12:27) Travel Benefits Overview(12:46) Trip Cancellation & Interruption Insurance(13:22) Trip Delay Coverage(13:47) Delayed Luggage Reimbursement(14:04) Lost and Damaged Bag Insurance(16:01) Rental Car Coverage: Primary vs. Secondary Insurance(21:37) Emergency Medical Coverage While Traveling(22:54) Non-Emergency Medical and Dental Coverage(23:22) What Travel Accident Insurance Actually Covers(23:53) Lounge Access Across Issuers and Networks(25:06) Booking the Luxury Hotel Collections for Free Perks(29:34) Free International Data and Roaming Benefits(31:46) Global Entry, TSA PreCheck & Trusted Traveler Credits(32:29) Cell Phone Protection Benefits(35:12) How to Maximize Card-Linked Offers(36:16) Automating Card-Linked Offers With CardPointers(37:26) What Credit Card Concierge Services Can Actually Do(38:49) Free Credit Scores and Credit Monitoring Tools(40:06) The Chase Instacart Benefit (and How to Stack It)(45:18) The Chase DoorDash Benefit(47:31) Exclusive Restaurant Reservation Programs(48:30) American Express Uber Benefits(49:14) Lyft Perks for Mastercard Holders(49:43) Capital One Entertainment and Drink Benefits(50:24) Free Museum Access With Bank of America and Capital One(52:22) Experience and Entertainment Programs(54:11) Getting Cash Out of Your Credit Card Benefits(55:50) Instant Approval and Virtual Card Numbers(58:02) Visa Network Benefits Worth Knowing(59:26) Mastercard Network Perks: Transit, Peacock, Airport Fast Track & Soho FriendsConnect with Chris⁠⁠⁠Newsletter⁠⁠⁠ | ⁠⁠Membership⁠⁠⁠ | ⁠⁠X⁠⁠⁠ | ⁠⁠Instagram⁠⁠⁠ | ⁠⁠LinkedIn⁠⁠⁠Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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    1 hr and 3 mins
  • Do You Actually Need Travel Insurance?

    Do You Actually Need Travel Insurance?
    Jun 17 2026
    #283: Learn exactly when to buy travel insurance and when your credit cards already have you covered. Chris breaks down what travel insurance covers, how those benefits compare to the coverage built into popular credit cards, and when it makes sense to buy additional protection. Plus, what US health insurance actually covers abroad, and specialty policies worth getting for medical evacuation, scuba diving, and trips off the beaten path.Link to Full Show Notes: ⁠https://chrishutchins.com/travel-insurancePartner DealsZocdoc: ⁠Find and instantly book a doctor you love today⁠DeleteMe: ⁠⁠20% off removing your personal info from the web⁠Gelt: ⁠⁠Skip the waitlist on personalized tax guidance to maximize your wealth⁠Wispr Flow: ⁠⁠Try effortless voice dictation for free⁠Fabric: ⁠⁠Affordable term life insurance for you and your family⁠For all the deals, discounts and promo codes from our partners, go to: ⁠⁠chrishutchins.com/deals⁠Resources MentionedCredit Cards:Best Cards Page ⁠June's Best Welcome Offers⁠Travel Insurance Providers⁠Allianz Travel Insurance⁠⁠Berkshire Hathaway Travel Protection⁠⁠Travel Guard⁠⁠World Nomads⁠⁠Travel Insured International⁠⁠Blue Cross Blue Shield Travel Insurance (BCBS Global Solutions)⁠⁠Squaremouth⁠Medical Evacuation & Specialty Coverage⁠Medjet⁠⁠Global Rescue⁠⁠AirMed⁠⁠Covac Global⁠⁠Redpoint Travel Protection⁠⁠American Alpine Club⁠⁠Divers Alert Network (DAN)⁠⁠Garmin SAR Insurance⁠Health Insurance Resources⁠Blue Cross Blue Shield Global Core⁠⁠Kaiser Permanente International Coverage⁠⁠Christian Healthcare Ministries⁠⁠Medicare Plan G / Medigap (Medicare.gov)⁠⁠LifeX Research⁠ATH PodcastEp #277: ⁠The Japan ER Visit That Changed How We Travel (& Tokyo Disney) with Amy Fox⁠Ep #113: ⁠Unlocking the Power of Plastic: Maximizing Your Hidden Credit Card Benefits⁠⁠Newsletter⁠Leave a review: ⁠Apple Podcasts⁠ | ⁠Spotify⁠Email for questions, hacks, deals, and feedback: ⁠podcast@chrishutchins.com⁠Full Show Notes(00:00) Introduction(01:30) What Trip Cancellation Insurance Actually Covers(04:41) How Trip Change and Interruption Coverage Works(05:40) Reimbursement Limits for Trip Delays(06:39) Lost and Delayed Bag Coverage Explained(08:01) Emergency Medical Evacuation & Repatriation Coverage(09:24) Political Security and Disaster Evacuation Coverage(09:49) Medical and Dental Expense Limits While Abroad(10:11) How Accidental Death and Dismemberment Insurance Works(10:27) Travel Insurance Add-Ons Worth Considering and a High-Level Recap(13:38) Pricing Out Real Policies for a Two-Week Europe Trip(17:24) Coverage You Likely Already Have vs. Unique Policies Worth Buying(18:18) What Counts as a Premium Credit Card?(18:58) How Cards Stack Up on Trip Cancellation and Interruption(21:32) Coverage for Award Flights Booked with Points(28:10) Price Drop Protection(28:46) Where Credit Card Trip Delay Coverage Beats Travel Insurance(30:05) Delayed Luggage Coverage on Premium Cards(31:41) Lost Bag Protection & Reimbursement Limits(34:02) Emergency Evacuation Benefits Included with Credit Cards(37:07) What Travel Accident Insurance Really Pays Out(39:07) When Standalone Travel Insurance Makes More Sense(39:31) Emergency Medical Coverage While Traveling Abroad(40:11) Rental Car Coverage and Primary vs. Secondary Insurance(46:12) What Credit Cards Cover Well(47:27) What US Health Insurance Actually Covers Abroad(50:54) How Health Sharing Plans Handle International Travel(51:43) Understanding Medicare Coverage Abroad(53:13) Handling Non-Emergency Medical Issues Overseas(56:22) Getting Evacuated to the Hospital of Your Choice(59:21) Specialty Coverage for Search and Rescue(01:00:57) Why Scuba Divers Need a Dedicated Membership(01:02:07) Travel Insurance Takeaways & Final RecommendationsConnect with Chris⁠⁠⁠Newsletter⁠⁠⁠ | ⁠⁠Membership⁠⁠⁠ | ⁠⁠X⁠⁠⁠ | ⁠⁠Instagram⁠⁠⁠ | ⁠⁠LinkedIn⁠⁠⁠Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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    1 hr and 10 mins
  • Saving Money and Optimizing is My Kryptonite

    Saving Money and Optimizing is My Kryptonite
    Jun 10 2026
    #282: When does optimization stop helping and start hurting? Chris shares how a string of seemingly smart decisions had him pouring hours into marginal gains that never materialized. He unpacks the hidden cost of optimization, the role AI plays in amplifying it, and how he's learning to focus on what actually moves the needle.Link to Full Show Notes: https://chrishutchins.com/optimizing-is-my-kryptonite/Partner DealsNetSuite: ⁠⁠Free KPI checklist to upgrade your business performance⁠Superhuman: ⁠⁠Free month of the fastest and best email with code ALLTHEHACKS⁠Green Chef: ⁠⁠50% off your first month + 20% off for two months with code 50ALLTHEHACKS⁠Upwork: ⁠⁠Free job posting to find, hire, and pay top freelance talent⁠Mercury: ⁠⁠Manage, move, and grow your money⁠For all the deals, discounts and promo codes from our partners, go to: ⁠⁠chrishutchins.com/deals⁠Resources MentionedArticles & Podcasts⁠Every⁠After Automation: ⁠Article⁠ | ⁠Podcast⁠Tools & Apps⁠PointsPath⁠ (use code ALLTHEHACKS15 for 15% off Pro)⁠Autopilot⁠ (first $100 in savings free)⁠Claude⁠⁠ChatGPT⁠⁠Deep Personality⁠Services⁠Clickables⁠Events⁠Points Travel Festival⁠ATH Podcast#181: ⁠Making an Easy $3k/mo from Online Deals with Kai⁠#273: ⁠Stop Overthinking and Start Deciding with Derek Sivers⁠⁠Builder Community⁠⁠Membership⁠⁠Best Cards Page⁠⁠Newsletter⁠Leave a review: ⁠Apple Podcasts⁠ | ⁠Spotify⁠Email for questions, hacks, deals, and feedback: ⁠podcast@chrishutchins.com⁠Full Show Notes(00:00) Introduction(01:26) Why Chris Feels Like He Has Zero Free Time(08:18) The Cabo Flight Booking Rabbit Hole(10:33) Building an AI Framework for Booking Travel(11:11) Chasing an Extra 15% Off With a United Card(12:49) When Optimizing Costs More Than the Original Price(15:53) Why Video Is Eating So Much of the Podcast's Time(18:56) The Endless Pursuit of Better YouTube Thumbnails(25:50) Recognizing the Real Cost of Over-Optimization(26:32) What AI Revealed About Why Chris Over-Optimizes(27:51) The Psychology Behind Chasing the Best Deal(30:02) Is AI Making Optimization Better or Worse?(31:11) Buying Back Time(31:39) A New Philosophy for Booking Flights(33:30) Tools That Help You Optimize Without the Mental Overhead(36:29) Chris’ New Flight Booking Rules(37:03) Re-Optimizing Work to Create More Free Time(38:14) The Paper "Star" System for Catching Rabbit Holes(42:20) Revisiting Old Lessons(44:09) Using Technology to Audit How You Spend Your TimeConnect with Chris⁠⁠⁠Newsletter⁠⁠⁠ | ⁠⁠Membership⁠⁠⁠ | ⁠⁠X⁠⁠⁠ | ⁠⁠Instagram⁠⁠⁠ | ⁠⁠LinkedIn⁠⁠⁠Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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    53 mins
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