In this bonus episode of The Pension Confident Podcast, we cover the key pension contribution rules and limits for the new 2026/27 tax year, and what they could mean for your retirement savings.

Join our host, Philippa Lamb, and VP Personal Finance at PensionBee, Maike Currie, as they break down everything you need to know about:

• how much you're allowed to pay into your pension this tax year;
• the contribution limits that apply based on your annual income;
• making the most of government top-ups; and
• what the updated rules could mean for your long-term finances.

Episode breakdown

01:00 What's the annual allowance?

04:55 Pension Lifetime Allowance scrapped

05:42 Exceeding your annual allowance

06:46 Using your carry forward allowance

Further reading and listening

To learn more about pension contributions, check out these articles and podcasts from PensionBee:

• Bonus episode: "I stopped paying into my pension for 20 years" (Podcast)
• Bonus episode: What does the 2026/27 tax year mean for your finances? (Podcast)
• E43: Who wants to be a pension millionaire? (Podcast)
• How to check your pension contributions (Article)
• How to use carry forward to make big pension payments (Blog)
• Making pension contributions (Article)
• Pension carry forward rule (Article)
• What tax changes are coming in April 2026? (Blog)

Other useful resources

• Abolition of the Lifetime Allowance (LTA) (GOV.UK)
• Carry forward: increase your annual allowance for pension savings (MoneyHelper)
• The annual allowance for tax relief on pension savings (MoneyHelper)
• The Retirement Living Standards (Pensions and Lifetime Savings Association)

Catch up on the latest news, read our transcripts or watch on YouTube:

• The Pension Confident Podcast
• The Pension Confident Podcast on YouTube

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