This week on Cash Chats, host Steve Alderton and money expert James Andrews get chatty about Premium Bonds! We look at how they began, what happens to your money and how they became the nations favourite way to save. James also explains how they compare to savings rates and also if you'd stand a better chance becoming a millionaire playing the lotto.

For links and further reading head to becleverwithyourcash.com/cashchats

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

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MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

This week on Cash Chats, host Steve Alderton and money expert James Andrews delve into the UK Base Rate. Despite the announcement interest rates will hold at 3.75%, there are still rumblings that a rise may be on the way. In this episode we talk about why interest rates change, and what you can do to protect yourself, and your money.

For links and further reading head to becleverwithyourcash.com/cashchats

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

This week on Cash Chats, host Steve Alderton and money expert James Andrews chat about Blenheim Palace offering Klarna as an option to spread your payments for tickets over £100. Klarna can be a great way to purchase larger or expensive items at 0% interest - but how do they make their money?

For links and further reading head to becleverwithyourcash.com/cashchats

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

This week on Cash Chats, new hosts Steve Alderton and James Andrews will be chatting about the changes to council tax payment rules. While the changes are very welcome, Steve and James also discuss if they go far enough and what remains broken. For links and further reading head to becleverwithyourcash.com/cashchats

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

This week on Cash Chats, new hosts Steve Alderton and James Andrews will be chatting about the car finance scandal. With over 12 million people affected and lots of money owed, Steve and James go through what exactly happened and why it was allowed to go on for so long.

For links and further reading head to becleverwithyourcash.com/cashchats

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

This week on Cash Chats, new hosts Steve Alderton and James Andrews will be chatting Saving Vs Investing. While investing is grabbing the headlines at the moment, it's also easier to invest than ever. James talks us through when it's best to play safe with savings and when investing is the better option.

For links and further reading head to becleverwithyourcash.com/cashchats

00:00 Intro
01:34 Saving vs Investing

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

In Andy's final episode as host, he's talking about the latest stories that are important to you and your money. Including:

• Tax band: where you fit in and how much you should be paying
• Your ISA Allowance for 2026/2027

For links and further reading head to becleverwithyourcash.com/cashchats

00:00 Intro
00:59 A fond farewell for now
06:21 Tax bands
28:25 ISA allowance 2026/27

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

• The best credit and debit cards for spending abroad
• HBO Max is here: what's included and how to get the best price
• Two boosted welcome offers from American Express

For links and further reading head to becleverwithyourcash.com/cashchats

00:00 Intro
01:19 Andy intros the new Cash Chats team
04:33 Best cards for abroad
17:06 HBO Max
29:49 Amex offers

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence