For Finances Sake (FFS) cover art

For Finances Sake (FFS)

For Finances Sake (FFS)

By: Rachael Chadwick-Harrison
Listen for free

Summary

For Finance’s Sake (FFS) is the podcast that rips the suit and tie off accountancy. Hosted by Chartered Accountant Rachael Chadwick-Harrison, it’s here to challenge outdated thinking and bring clarity to complex finance.

No jargon, just straight-talking insight, uncomfortable questions, and honest advice from people who actually know their stuff. Whether you’re running a business, planning your next move, or tired of the usual gatekeeping, FFS helps you cut through the noise and see what really matters.

Tune in, and if it challenges what you thought you knew? Even better.

Copyright 2024 All rights reserved.
Economics
Episodes
  • Landlord Tax in 2026
    Apr 28 2026

    Landlord tax in 2026… and the 2% shift that's quietly costing more than anyone's admitting.

    It sounds small. It isn't. Because depending on how you hold your property, this change hits very differently and most landlords still haven't run the numbers.

    We're talking personal ownership versus limited company, dividend tax, alphabet shares, ownership splits, and the stamp duty trap that catches people out every single time. Because the most expensive strategy in property isn't buying badly. It's structuring badly.

    Rachael is joined by James, senior accountant and the person they throw every complex property case at, to cut through the noise on what actually matters for landlords right now. Not in theory. In practice.

    If you own property, this one's for you.

    Show More Show Less
    10 mins
  • MTD: What It Really Means for Sole Traders and Landlords
    Mar 31 2026

    MTD… the thing everyone is either talking about or hasn’t heard about!

    Making Tax Digital for Income Tax or as we’re calling it, the sole trader trap and the hidden cost nobody asked for.

    Because while HMRC calls this “modernisation”, what we’re actually seeing on the ground is confusion, last-minute panic, and a lot of people who don’t even realise it applies to them yet.

    And here’s the kicker, it’s not based on profit… it’s based on turnover. So even if you’re not making much money, you could still be pulled into more admin, more cost, and more pressure.

    I’m joined by Tara, who’s on the front line speaking to clients every single day, and together we’re breaking down what’s really happening, who’s at risk, and what you need to do now before this catches you out.

    Show More Show Less
    7 mins
  • Think Your Business Qualifies for R&D? Think Again.
    Mar 17 2026

    In this episode of FFS, Rachael is joined by R&D specialist Christopher Harrison to unpack one of the most misunderstood areas of UK tax: Research & Development tax credits.

    They explain what actually qualifies as R&D in the eyes of HMRC, why something being new to your business doesn’t necessarily make it innovative, and the role genuine technical uncertainty plays in a successful claim. The episode also explores common mistakes businesses make, what HMRC inspectors look for during inquiries, and why documentation from day one is crucial.

    With scrutiny on R&D claims increasing and aggressive claim firms still operating in the market, Rachael and Chris share practical advice to help business owners understand the rules, avoid costly mistakes, and approach R&D relief the right way.

    Show More Show Less
    11 mins
adbl_web_anon_alc_button_suppression_c
No reviews yet