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How to Buy a Business in 2026 (300 Million Dollar Lender Explains)

How to Buy a Business in 2026 (300 Million Dollar Lender Explains)

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Most first business deals do not die because the business was bad. They die because nobody understood the money. On March 1st, 2026 the SBA quietly rewrote who is even allowed to get one of these loans, and most buyers have no idea it happened.In this episode Charles and I sit down with Alan Peterson, Senior SBA Business Development Officer at First Internet Bank and one of the top SBA lenders in the country. Alan has personally funded more than 300 million dollars in SBA loans across his career, including over 70 million last year alone. He lives at the exact point where most first time acquisitions fall apart, the financing.We get into the new citizenship eligibility rules, the truth about 10 percent down and the standby note structure, why good deals quietly die at the closing table, the idea of the SBA as a golden handcuff once you cross 5 million dollars, and exactly what to do this week if you have an LOI in hand. We close with a rapid fire round packed with quotable answers for first time buyers.If you have been thinking about buying a business this year, this is the financing playbook you have been missing.Timestamps are below. Drop your questions in the comments and I will answer as many as I can in the first hour.dealflow-os.comhttps://buybuildexitwithroyredd.subst...@buybuildexitBuy Build Exit Academy - https://www.skool.com/buy-build-exit-...

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