Finding great HMO deals has become harder over the last few years, but creating enough value to recycle your capital and continue growing your portfolio is arguably an even bigger challenge.

In this episode, I sit down with our specialist mortgage finance expert Ellie Broadhurst to discuss what's happening in the lending market right now and where opportunities still exist for investors looking to scale.

🎯 What You'll Learn

• What's happening with interest rates and specialist lending in 2026
• Why refinancing and capital recycling have become more challenging
• A real-world commercial-to-residential conversion case study
• How lenders assess experience on larger, more complex projects
• Why valuations, build costs, and appraisals can make or break a deal
• How to manage risk while scaling your property portfolio

If you're building a HMO portfolio, looking for ways to create more value from your projects, or considering stepping into larger and more creative developments, this episode will give you a practical insight into what's working in today's market and how to approach these opportunities with confidence.

Book a Call with Ellie here: https://thehmoroadmap.co.uk/hmo-mortgage-finance/

💻Resources & Mentions

• Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with me here.
• The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
• Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
• Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

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