Send us Fan Mail

Paying more for investing does not automatically mean you are getting better advice, better products, or better returns. In this episode, Tre breaks down what Canadians should understand about investment fees, advice fees, product costs, commissions, and the difference between active and passive investing. He explains why new fee disclosures matter, how fees can quietly drag down returns, and why investors need to know exactly what they are paying for. This episode is especially useful for professionals, business owners, and DIY investors who want to make informed decisions instead of assuming higher cost means higher quality. The goal is simple: know your fees, understand the value, and stop overpaying for complexity that may not help you.

You’ll learn:

• Why higher investment fees do not always mean better performance
• How active and passive investing costs compare
• What management expense ratios mean in plain English
• Why commission-based products can create conflicts
• How advice fees, product fees, and robo-advisor fees differ
• Why good financial planning should be clear about cost and value

Follow, review, and share the Plain English Finance Podcast with someone who needs to check what they are really paying for financial advice.

Website | Youtube | Linkedin

Send us Fan Mail

What changes when a financial planner becomes a parent? More than you think—and less than you might expect. In this episode, Tre shares the practical money moves he made after having a child, from updating the family will to reviewing life insurance, adjusting cash flow, and setting money aside early for future needs. He also talks about the bigger parenting challenge: teaching kids how money works without spoiling them, scaring them, or making money the centre of everything. This episode is for Canadian parents, soon-to-be parents, and professionals who want to raise financially capable kids while protecting their family first.

You’ll learn:

• Why parents need a will, guardianship plan, and proper life insurance
• How to budget for a child before and after they arrive
• Why cash flow is the foundation of family finances
• How to teach kids delayed gratification and responsible spending
• Why children should learn to earn, save, invest, and give
• How to raise kids with healthy money values in a privileged environment

Follow, review, and share the Plain English Finance Podcast with someone who wants to make better financial decisions for their family.

Website | Youtube | Linkedin

Send us Fan Mail

Have you ever looked at an investment and wondered if it was too good to be true?
In this episode, we walk through the red flags that can show up in private investments, real estate deals, mortgage funds, and other “exclusive” opportunities.

What I cover:

• Why high returns with low risk should immediately raise questions
• The problem with returns that look too smooth or consistent
• How urgency can push people into poor investment decisions
• Why you need to understand how an investment makes money
• Why you also need to understand how you could lose money
• The hidden risk in private or illiquid investments

This episode is for education only and should not be considered personal investment advice. Always speak with your financial, legal, and tax advisors before making investment decisions.

Subscribe for more plain-English conversations about investing, financial planning, and avoiding costly money mistakes.

Website | Youtube | Linkedin