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Rich Without The Rush

Rich Without The Rush

By: R. Lee Vann
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You're not bad with money. You're just exhausted.

Exhausted from advice that doesn't fit your life. Exhausted from feeling behind. Exhausted from doing everything right and still worrying if it's enough.

This personal finance podcast is for Gen X—the ones in our 40s, 50s, and 60s who are tired of money advice made for 25-year-olds. No "just start early." No get-rich-quick schemes. No guilt trips about what you should have done.

I'm R. Lee Vann. I started over at 52 after a divorce and rebuilt from there. I've spent 30 years studying what the Bible actually says about money—not the prosperity gospel stuff, just the wisdom that works.

Each week, we'll talk about building wealth slowly, retirement planning without panic, and finding financial freedom on your own timeline. Real strategies for real people who feel behind but refuse to give up.

This isn't about catching up. It's about finding peace with your money and finishing strong.

The tortoise wins. Let me show you how.

New episodes every Thursday.

2026 R. Lee Vann
Economics Personal Development Personal Success
Episodes
  • Episode 10: The 1 Number That Ends the Chase
    Jun 11 2026

    You picked a number once. A money number. You told yourself that when you hit it, you would finally feel safe. Then you got there -- and the number moved. This episode is about the one number that ends the chase.

    It is called your Enough Number. Not too little. Not too much. Just enough to live, enough to give, and enough to breathe. Once you name it, the whole race gets quieter.

    In this episode, R. Lee Vann shares:

    - Why the "safe" number always seems to sit just out of reach

    - The simple kitchen-table decision that did more for his peace than any raise

    - How the Tortoise Formula -- Direction times Discipline divided by Distraction equals Wealth -- points you straight at your number

    - One small move you can make tonight to stop chasing

    You are not broke. You are exhausted. And a lot of that tiredness is not from a lack of money. It is from chasing a number you never stopped to define.

    CHAPTERS

    0:00 The number you keep chasing

    0:42 What your Enough Number is

    1:08 Why the safe number keeps moving

    2:00 The night I stopped chasing

    2:55 You are a person, not a business

    3:50 Neither poverty nor riches -- Proverbs 30:8

    4:40 Where the Tortoise Formula points you

    5:35 Your one move this week

    6:35 You are not broke. You are exhausted.

    FIND YOUR NUMBER

    Want help finding your Enough Number? Try the free Peace Index Calculator. It measures what your bank balance cannot.

    RichWithoutTheRush.com

    ABOUT

    R. Lee Vann is an award-winning author and the host of Rich Without the Rush -- a calmer way to think about money for anyone in the second half of life who feels behind but refuses to panic. Get the book "Rich Without the Rush: How to Get Rich Slowly -- and Stay Calm Doing It" on Amazon:

    https://www.amazon.com/dp/B0GCP386X1

    Be calm. Be consistent. And remember -- slow and steady wins the race.

    #RichWithoutTheRush #EnoughNumber #PersonalFinance #TortoiseWealth #MoneyMindset #Contentment #FinancialWellness

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    8 mins
  • Episode 9: 3 Sentences That Save Your Retirement (When Your Adult Child Asks for Money)
    Jun 4 2026

    You're in your forties or fifties. You're caring for an aging parent. You're working full time. And every few months, your adult child asks for money again.

    You love them. You want to help. But every time you say yes, your own retirement gets smaller.

    In this episode, R. Lee Vann gives you three sentences that protect your retirement -- without losing your child.

    You'll learn:

    - Why "I can't" works better than "I won't"

    - The three-question test for real emergencies vs. recurring patterns

    - How to hold the boundary when the request comes back

    - What Galatians 6:5 says about adult responsibility

    - The Tortoise Formula applied to the sandwich generation

    This is the final episode in the Sandwich Generation arc. If you have ever sat up at 10:30 PM doing the math on three generations, this one is for you.

    Free Peace Index Calculator: RichWithoutTheRush.com

    Book on Amazon: https://www.amazon.com/Rich-Without-Rush-Slowly-Doing/dp/B0GCP386X1/ref=sr_1_1?crid=OPIOM8W3XG11&dib=eyJ2IjoiMSJ9.4tGXxrr9rZvlaHjY8Aaqwn5xu2Ota15DDTpTuM_lP-kpte1tWhuojBiPR7YOfoNOaO64ixPbphPQ8DU3WO6A6IahE0ZKwsfvErZ7YnzHqWO6VOgIuFoIYhmUPevYA4IOP_ed7nIv6saoI-ekoIL89d-TfPKj_OO3ICXvBlrSuDV26D5Epa4ACr-QLk7LvqWcG8M15b1b3CplAwkZXwwYESWLOK6XJ7sv4d52bfAPQw0.NY-yiBX3xEx7sPYQFczXZ3nqJTdAkSB-aDbsY8fKhKk&dib_tag=se&keywords=rich+without+the+rush&qid=1780094983&sprefix=rich+with%2Caps%2C192&sr=8-1

    I'm R. Lee Vann. This is Rich Without the Rush. Be calm. Be consistent. And remember -- slow wins.

    #SandwichGeneration #GenX #PersonalFinance

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    8 mins
  • Episode. 08: The Guilt Tax: 3 Ways Caregiving Is Stealing From Your Retirement
    Mar 30 2026

    There's a tax nobody talks about.

    It's not on your W-2. It never shows up as a line item in your budget. But if you're a woman in your 40s or 50s caring for a parent while still supporting your children — you are paying it every single month.

    I call it the Guilt Tax.

    And in this episode, I'm going to show you exactly what it costs you. Not in a vague way. Real numbers. Real dollars. Out of your retirement.

    57% of women in the sandwich generation have had to choose between their job and their family. The average caregiver spends more than $10,000 a year out of pocket. More than 75 hours a month managing it all.

    That money was meant for her future. She spent it on love. But love has a cost — and nobody put it in the budget.

    This episode names the three parts of the Guilt Tax, applies the Tortoise Formula to the hardest kind of distraction there is, and gives you one move to start getting your money back this week.

    You've been paying the Guilt Tax long enough. It's time for a refund.

    #richwithouttherush #genx #sandwichgeneration

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    10 mins
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