Dr. Daniel Crosby is a behavioral finance expert, psychologist, and bestselling author known for helping people understand the emotional side of money, investing, and retirement.

In this Retirement Replay, he explains why retirement is not just a portfolio event. He also shares the five areas happy retirees prepare for, why purpose and connection matter more than most people expect, and why even a strong financial plan may not make someone feel ready to retire.

Listen to the full episode: https://www.youstaywealthy.com/289

***

📆 BOOK A CALL WITH OUR TEAM:

Your retirement involves complex, interconnected decisions—taxes, income, healthcare, estate planning, investments.

See how they fit together in one coordinated strategy built around your numbers.

👉 Learn More and Book a Call

***

EPISODE RESOURCES:

→ Grab the Episode Show Notes

→ Join the Stay Wealthy Retirement Newsletter

→ Learn About the Total Retirement System™

At 63, David has $4 million saved.

Two advisors have told him he's ready to retire, and every Monte Carlo simulation agrees... but he still can't bring himself to do it.

"I'm no longer being smart," he admits. "I'm just scared to pull the trigger."

The uncomfortable part is that no number may fix this, because what's holding David back was never on the spreadsheet.

In this episode, I'm joined by Daniel Crosby, Ph.D. — a psychologist and behavioral finance expert — to answer listener questions about the part of retirement the math can't solve.

You'll learn:

→ How to spend in retirement so the enjoyment doesn't wear off so fast

→ A 3-part framework for putting your money where it creates the most happiness

→ When changing your plan is wise, and when it's just reacting to noise

→ The 2 questions to ask when you're financially ready but still can't pull the trigger

→ What actually moves the 40% of your happiness that's within your control

By the end, you'll have a clearer way to separate a plan that works on paper from a retirement you actually feel ready to live.

***

📆 BOOK A CALL WITH OUR TEAM:

Your retirement involves complex, interconnected decisions—taxes, income, healthcare, estate planning, investments.

See how they fit together in one coordinated strategy built around your numbers.

👉 Learn More and Book a Call

***

EPISODE RESOURCES:

→ Grab the Episode Show Notes

→ Join the Stay Wealthy Retirement Newsletter

→ Learn About the Total Retirement System™

Imagine I hand you two mutual funds and ask how you'd split your money.

Same holdings. Same cost. Line by line, they're the exact same fund.

The only difference?

One has a name you recognize and the the other is generic.

Financially, there's no reason to prefer one over the other.

But when researchers ran this experiment, investors didn't split their money evenly.

In this episode, I break down new research on the hidden cost of making investment decisions based on familiarity.

Here's what you'll learn:

→ Why a familiar fund name changes how investors judge risk, return, and safety

→ What the "trust premium" reveals about how investors value familiarity

→ How famous fund families have performed against their benchmarks

→ The questions to ask before choosing a fund or accepting an advisor's recommendation

By the end, you'll have a more disciplined and informed way to judge whether confidence is being earned or merely assumed.

***

📆 BOOK A CALL WITH OUR TEAM:

Your retirement involves complex, interconnected decisions—taxes, income, healthcare, estate planning, investments.

See how they fit together in one coordinated strategy built around your numbers.

👉 Learn More and Book a Call

***

EPISODE RESOURCES:

→ Grab the Episode Show Notes

→ Join the Stay Wealthy Retirement Newsletter

→ Learn About the Total Retirement System™