Ryan King joins us to discuss how he built a £180,000 investment portfolio and how to get started investing with global index funds.

This is a investing for beginners masterclass focusing on keeping Making Money Simple which just happens to be his brand name to!

---------

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

---------

Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join here 👉 https://gainsapp.com/

---------

CHAPTERS
0:00 Intro
0:41 Ryan's Portfolio Update: £140K to £180K
2:40 Lost Pensions & Switching Your Workplace Fund
10:11 Default Fund vs Global Fund: 11% to 76% Returns
15:42 Why Should You Care About Investing?
22:13 Compound Interest: Small Amounts Add Up
28:00 Different Seasons of Life Mean Different Amounts
37:42 What Is a Global Index Fund?
48:25 Global Fund vs S&P 500: Do You Need Both?
56:09 Ryan's Top 3 Global Funds

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Only 29% of the UK are considered financially literate. This HAS to change and these 11 habits will get you 90% of the way there.

----

Gains App launches in a couple of weeks time.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join the waitlist HERE 👉 https://gainsapp.com/
---------

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

---------

Chapters
0:00 Intro
1:45 Habit 1: Treat Your Money Like a Business
2:52 Habit 2: Know Your Numbers
7:23 Habit 3: Watch Out For Lifestyle Inflation
9:32 Habit 4: Build Systems Not Willpower
15:44 Habit 5: Learn In Blocks Not Binges
16:24 Habit 6: Prioritise Investing Over Saving
18:15 Habit 7: Increase Your Earning Potential
20:58 Habit 8: Spring Clean Your Finances
23:24 Habit 9: Use Debt As A Tool Not A Crutch
25:31 Habit 10: Get Cashback On Everything
28:14 Habit 11: Know Where You're Going

✅ Why food prices are up 38.6% since 2020 and what actually caused it
✅ How the cost of living crisis is a global problem, not just a UK one
✅ The system I use to take back control of my money without earning more
✅ How to earn £700 to £1,000 a year in cashback on things you already buy
✅ Why waiting for prices to drop isn't a plan and what to do instead

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Here's why saving £10,000 will change your life. It's not just a number its SO much more than that. In this podcast we unpack why that is.

Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join the waitlist HERE 👉 https://gainsapp.com/
---------

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

---------

Chapters
0:00 Introduction
1:35 The Psychology Behind Saving £10,000
4:07 What Happens When You Don't Have It
7:00 How To Actually Save £10,000
18:00 What Changes When You Hit £10K

✅ Why £10,000 is the #1 predictor of financial wellbeing (backed by a 12,000 person study)
✅ The real cost of NOT having savings
✅ The step-by-step system to save £10K (even if you've never saved before)
✅ Why 77% of people lose sleep over money and how to stop being one of them

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Oliver Cookson, founder of Myprotein, reveals the secrets to building a business worth over £350 million. Why anyone can build a business in today's day and age plus the story behind the Founder and his next steps.

---------

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

---------

Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join here 👉 https://gainsapp.com/

---------

Follow Oliver 👉🏼 https://www.instagram.com/mrolivercookson
Get his latest book 👉🏼 https://amzn.to/4st7Raa
Verve Supplements 👉🏼 https://vavaverve.com/
Support Crookson First Aid 👉🏼 https://cooksonfirstaid.org/

Chapters

0:00 Introduction
0:28 Growing Up With No Money in Manchester
2:13 1 GCSE & Leaving School at 16
2:42 Day One: A £500 Overdraft & A Bedroom
4:54 The Protein Margin That Changed Everything
5:14 Building The First Online Protein Brand
8:14 Working 9-5 While Secretly Building an Empire
17:06 Does Having Millions Actually Change You?
19:33 The Hut Group Sale & The Fraud That Followed
22:37 What He's Building Now: Verve & His AI App
29:57 Training 30,000 People to Save Lives
37:53 The Dark Side of Being a Solo Founder
39:40 "Be Reasonably Unreasonable" (His Daily Framework)
45:05 He Speaks to AI More Than His Wife
48:13 50% of Jobs Will Be Gone in 18 Months
50:01 Resourcefulness Over Resources (Final Advice)

✅ How a man with 1 GCSE built a £350M company from a £500 overdraft
✅ Why he never took a single investor and kept 100% of Myprotein
✅ The moment he knew it was working
✅ Why 50% of entry-level jobs will be gone in 18 months
✅ His daily framework for compounding success over 25 years

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

In this episode of the Money Gains Podcast, I share the ONE thing you need to invest in that's so easy and simple.

Here's the FREE 10 Step Investing Checklist 👉🏼 https://subscribe.upthegains.co.uk/investing-checklist

--------

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)

---------

Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join here 👉 https://gainsapp.com/

---------

✅ The exact number you need to make work optional and how to calculate yours
✅ The one investment that beats 90% of professional fund managers
✅ Why Person A ends up £70,000 richer than Person B with the exact same contribution
✅ What the average UK pension pot looks like (and why it's nowhere near enough)
✅ The 5 practical steps to start investing as a beginner

This podcast is not financial advice. Always do your own research before making financial decisions. When you invest your capital is at risk. Past performance is not a future indicator. We do not provide direct investment advice or personal tax advice.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Tom McNally, founder of Pie Tax, reveals how the UK tax system takes 80% of your money and what you can do about it. From hidden tax refunds to property investment strategies, this episode is packed with money-saving insights every UK taxpayer needs to hear.

---------

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

---------

Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join here 👉 https://gainsapp.com/

---------

Visit Pie Tax 👉🏼 https://www.pie.tax/

✅ Why 86% of people have no clue about tax
✅ How Pie Tax makes self-assessment free and simple
✅ How the Laffer Curve proves lower taxes = more growth (and why Britain's in a death spiral)
✅ Why your home is the best investment in Tom's eyes
✅ Practical side hustle tips and the "gap" method to build wealth from nothing

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

In this episode of the Money Gains Podcast, I share why you're probably doing better than you think and why it doesn't feel that way.

I dive into the psychology of comparison, the people profiting from your insecurity, and why most "rich-looking" people are actually broke. Plus, I share my own story of being £24,000 in debt trying to keep up.

--------

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)

---------

Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join here 👉 https://gainsapp.com/

---

✅ Why £2,200/month makes you an above-average UK earner
✅ The real reason you always feel behind (it's not your fault)
✅ Simon vs Mark: same salary, same decade, £80,000 apart
✅ The one line I want you to remember: "If you have to finance a lifestyle, you can't afford it"
✅ 5 things you can do THIS WEEK to start building real wealth

This episode is not financial advice. Always do your own research before making financial decisions. When you invest your capital is at risk. Past performance is not a future indicator.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

In this episode of the Money Gains Podcast we welcome Ollie Gardner to the show.

Ollie's campaign Rethink Repayment, is fighting for student loan reform in the UK. We discussed why your student loan goes up even when you're paying, the truth behind the £270 billion debt crisis, and whether an entire generation was mis-sold the biggest financial decision of their lives.

---------

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)

---------

Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join here 👉 https://gainsapp.com/

---------

✅ Why your student loan balance grows every year even if you're making payments
✅ How the government expects 73% of graduates to never pay off their loans anyway
✅ Why you need to earn £66,000 just to stop your debt from growing
✅ The contract the government made in 2012 and then quietly broke
✅ Why calling it a "loan" is the biggest lie in British education
✅ How 112,000 graduates have left the UK to escape student debt

---------

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist