➡️ Join Samuel Leeds' FREE Online Property Training: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ftpod⁠⁠⁠⁠⁠⁠⁠⁠⁠

Most people are taught to pay off their mortgage as fast as possible – but what if that’s actually keeping you poor?

In this episode, I break down how I’ve used equity, refinancing and leverage to build a global property portfolio – and how you can do the same, even if you’re starting with very little.

I’ll walk you through a real-life example of one of my properties, showing you exactly how I turned one house into multiple income-producing assets using refinancing, loan-to-value (LTV), and smart investing strategies.

If you want to learn how to:

• Use equity to buy more houses

• Recycle your deposit again and again

• Build passive income through property

• Stop trading time for money

…then this is a must-listen.

This is how the wealthy actually think about debt – and how you can start playing the same game.

🔑 KEY TOPICS COVERED:

→ Why paying off your mortgage early can hold you back

→ How to use equity to buy multiple properties

→ The power of refinancing explained simply

→ Real example: turning £160k into £300k

→ Loan-to-value (LTV) and how banks really work

→ Interest-only vs repayment mortgages

→ Opportunity cost and why it matters

→ How to recycle your deposit

→ Using investor money to get started

→ How to build passive income through property

➡️ "Make a Million Pounds in Property & Pay No Tax" - Sign up for FREE here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ftpod⁠⁠⁠⁠⁠⁠⁠⁠⁠

USEFUL LINKS:

🎥 WATCH: My £20m UK Property Portfolio Revealed | Samuel Leeds Documentary: ⁠⁠⁠⁠⁠https://youtu.be/OY94PJAYZ-Q⁠⁠⁠⁠⁠

📖 READ: My latest best-selling book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/FOMPOD⁠⁠⁠⁠⁠⁠⁠⁠⁠

♟️ PLAY: Get the Property Millionaire board game: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ytbg⁠⁠⁠⁠⁠⁠⁠⁠⁠

❓ Have a question about property? Join my Property Facebook Group: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/778613042238071⁠⁠⁠⁠⁠⁠⁠⁠⁠

🗣️ FOLLOW ME ON SOCIAL MEDIA:

→ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@SamuelLeeds⁠⁠⁠⁠⁠⁠⁠⁠⁠

→ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/samuelleeds⁠⁠⁠⁠⁠⁠⁠⁠⁠

→ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@samuel_leeds⁠⁠⁠⁠⁠⁠⁠⁠⁠

→ Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/OfficialSamuelLeeds/⁠⁠⁠⁠⁠⁠⁠⁠⁠

→ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/samuel-leeds-64660683/⁠⁠⁠⁠⁠⁠⁠⁠⁠

We are always looking for interesting podcast guests. For collaboration enquiries, please email ⁠⁠⁠⁠⁠⁠⁠⁠⁠marketing@samuelleeds.com⁠⁠⁠⁠⁠⁠⁠⁠⁠

DISCLAIMER All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.

➡️ Join Samuel Leeds' FREE Online Property Training: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ftpod⁠⁠⁠⁠⁠⁠⁠⁠

In this episode of the Samuel Leeds Success Stories podcast, Kateryna Sabatini shares her incredible journey from moving to Italy at 19 with just €350 to building a profitable UK property portfolio. After working 60-hour weeks in healthcare, she discovered property investing, borrowed money to join the Academy, refinanced her home to raise capital, and built multiple serviced accommodation units generating over £5,000 per month. She reveals how she achieved 95% occupancy, maximised seasonal profits, launched a cleaning company, secured a 30% below market value deal, and is now using the BRR strategy to scale into asset ownership.

✨ Follow Kateryna's journey on Instagram: https://www.instagram.com/ecatina_property

➡️ "Make a Million Pounds in Property & Pay No Tax" - Sign up for FREE here: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ftpod⁠⁠⁠⁠⁠⁠⁠⁠

USEFUL LINKS:

🎥 WATCH: My £20m UK Property Portfolio Revealed | Samuel Leeds Documentary: ⁠⁠⁠⁠https://youtu.be/OY94PJAYZ-Q⁠⁠⁠⁠

📖 READ: My latest best-selling book: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/FOMPOD⁠⁠⁠⁠⁠⁠⁠⁠

♟️ PLAY: Get the Property Millionaire board game: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ytbg⁠⁠⁠⁠⁠⁠⁠⁠

❓ Have a question about property? Join my Property Facebook Group: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/778613042238071⁠⁠⁠⁠⁠⁠⁠⁠

🗣️ FOLLOW ME ON SOCIAL MEDIA:

→ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@SamuelLeeds⁠⁠⁠⁠⁠⁠⁠⁠

→ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/samuelleeds⁠⁠⁠⁠⁠⁠⁠⁠

→ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@samuel_leeds⁠⁠⁠⁠⁠⁠⁠⁠

→ Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/OfficialSamuelLeeds/⁠⁠⁠⁠⁠⁠⁠⁠

→ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/samuel-leeds-64660683/⁠⁠⁠⁠⁠⁠⁠⁠

We are always looking for interesting podcast guests. For collaboration enquiries, please email ⁠⁠⁠⁠⁠⁠⁠⁠marketing@samuelleeds.com⁠⁠⁠⁠⁠⁠⁠⁠

DISCLAIMER All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.

➡️ Join Samuel Leeds' FREE Online Property Training: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ftpod⁠⁠⁠⁠⁠⁠⁠⁠

Most people think gifting their home to their children is a clever way to avoid inheritance tax and stamp duty. The truth? It can be one of the biggest financial mistakes you’ll ever make.

In this video, I break down exactly why gifting your property could backfire in 2026 and beyond, especially with changing UK tax rules, new relief caps and stricter enforcement around estate planning.

As a UK property investor with millions in assets and a father of four, this topic is personal to me. I’ve seen families lose hundreds of thousands of pounds simply because they didn’t understand how inheritance tax, stamp duty and estate structuring really work.

Before you transfer ownership of your house to your children, watch this. I’ll show you smarter, tax-efficient strategies used by high-net-worth investors to pass on wealth without losing control, risking bankruptcy or triggering unnecessary tax bills.

🔑 KEY TOPICS COVERED:

→ Why gifting your house rarely avoids inheritance tax

→ The 7-year rule and why it’s misunderstood

→ Stamp duty implications when transferring property with a mortgage

→ How you could still face inheritance tax after gifting

→ The risks of losing control of your property

→ The Debt Death Strategy explained

→ Using director’s loans to reduce estate value

→ Setting up a Family Investment Company with alphabet shares

→ Whole of life insurance to cover inheritance tax bills

→ Trusts, foundations and generational wealth structures

→ Why education beats inheritance

➡️ "Make a Million Pounds in Property & Pay No Tax" - Sign up for FREE here: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ftpod⁠⁠⁠⁠⁠⁠⁠⁠

USEFUL LINKS:

🎥 WATCH: My £20m UK Property Portfolio Revealed | Samuel Leeds Documentary: ⁠⁠⁠⁠https://youtu.be/OY94PJAYZ-Q⁠⁠⁠⁠

📖 READ: My latest best-selling book: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/FOMPOD⁠⁠⁠⁠⁠⁠⁠⁠

♟️ PLAY: Get the Property Millionaire board game: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ytbg⁠⁠⁠⁠⁠⁠⁠⁠

❓ Have a question about property? Join my Property Facebook Group: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/778613042238071⁠⁠⁠⁠⁠⁠⁠⁠

🗣️ FOLLOW ME ON SOCIAL MEDIA:

→ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@SamuelLeeds⁠⁠⁠⁠⁠⁠⁠⁠

→ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/samuelleeds⁠⁠⁠⁠⁠⁠⁠⁠

→ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@samuel_leeds⁠⁠⁠⁠⁠⁠⁠⁠

→ Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/OfficialSamuelLeeds/⁠⁠⁠⁠⁠⁠⁠⁠

→ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/samuel-leeds-64660683/⁠⁠⁠⁠⁠⁠⁠⁠

We are always looking for interesting podcast guests: For collaboration enquiries, please email ⁠⁠⁠⁠⁠⁠⁠⁠marketing@samuelleeds.com⁠⁠⁠⁠⁠⁠⁠⁠

DISCLAIMER All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.

➡️ Join Samuel Leeds' FREE Online Property Training: ⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ftpod⁠⁠⁠⁠⁠⁠⁠

In this episode of the Samuel Leeds Success Stories podcast, Patricia sits down with Martin Adams to unpack one of the most extreme and inspiring property journeys in the community. From losing his business during Covid and moving to the North East with nothing but a van and a vision, to building a 10+ property portfolio in under two years, Martin shares the raw truth behind the sacrifices, strategy, mindset shifts and networking that changed his life.

They dive into BRR deals, HMOs, serviced accommodation, lease options, a 7-property portfolio acquisition, and his plans to launch an estate agency in 2026. A powerful conversation about risk, resilience and building wealth through property.

✨ Follow Martin's journey on Instagram: https://www.instagram.com/martinadams_property

➡️ "Make a Million Pounds in Property & Pay No Tax" - Sign up for FREE here: ⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ftpod⁠⁠⁠⁠⁠⁠⁠

USEFUL LINKS:

🎥 WATCH: My £20m UK Property Portfolio Revealed | Samuel Leeds Documentary: ⁠⁠⁠https://youtu.be/OY94PJAYZ-Q⁠⁠⁠

📖 READ: My latest best-selling book: ⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/FOMPOD⁠⁠⁠⁠⁠⁠⁠

♟️ PLAY: Get the Property Millionaire board game: ⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ytbg⁠⁠⁠⁠⁠⁠⁠

❓ Have a question about property? Join my Property Facebook Group: ⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/778613042238071⁠⁠⁠⁠⁠⁠⁠

🗣️ FOLLOW ME ON SOCIAL MEDIA:

→ YouTube: ⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@SamuelLeeds⁠⁠⁠⁠⁠⁠⁠

→ Instagram: ⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/samuelleeds⁠⁠⁠⁠⁠⁠⁠

→ TikTok: ⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@samuel_leeds⁠⁠⁠⁠⁠⁠⁠

→ Facebook: ⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/OfficialSamuelLeeds/⁠⁠⁠⁠⁠⁠⁠

→ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/samuel-leeds-64660683/⁠⁠⁠⁠⁠⁠⁠

We are always looking for interesting podcast guests: For collaboration enquiries, please email ⁠⁠⁠⁠⁠⁠⁠marketing@samuelleeds.com⁠⁠⁠⁠⁠⁠⁠

DISCLAIMER All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.

➡️ Join Samuel Leeds' FREE Online Property Training: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ftpod⁠⁠⁠⁠⁠⁠⁠⁠

What if your money had an expiry date?

What if buying a second home, transferring funds, or investing in property required approval from a central bank algorithm?

In this video, I break down the real agenda behind Central Bank Digital Currencies, how they could impact property investors and entrepreneurs in the UK, and most importantly, how to protect your wealth before the financial system changes forever.

As a property investor, entrepreneur and mentor, I have personally experienced bank account closures, funding restrictions and increasing financial surveillance. I have also spent years studying macroeconomics, inflation, cryptocurrency, asset protection and global wealth strategies.

By 2030, the financial landscape in Britain could look completely different. The question is simple: will you be positioned as an asset owner, or trapped inside a controlled monetary system?

🔑 KEY TOPICS COVERED:

→ What Central Bank Digital Currencies really are

→ The risks of a cashless society in the UK

→ How inflation silently destroys savings

→ Why property remains a powerful hedge against currency collapse

→ Cryptocurrency vs CBDCs explained

→ Asset protection strategies used by the wealthy

→ Why owning nothing personally can protect everything

→ Leveraging debt during inflation

→ Becoming a global citizen for financial security

→ How to future-proof your wealth before 2030

➡️ "Make a Million Pounds in Property & Pay No Tax" - Sign up for FREE here: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ftpod⁠⁠⁠⁠⁠⁠⁠⁠

USEFUL LINKS:

🎥 WATCH: My £20m UK Property Portfolio Revealed | Samuel Leeds Documentary: ⁠⁠⁠⁠https://youtu.be/OY94PJAYZ-Q⁠⁠⁠⁠

📖 READ: My latest best-selling book: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/FOMPOD⁠⁠⁠⁠⁠⁠⁠⁠

♟️ PLAY: Get the Property Millionaire board game: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ytbg⁠⁠⁠⁠⁠⁠⁠⁠

❓ Have a question about property? Join my Property Facebook Group: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/778613042238071⁠⁠⁠⁠⁠⁠⁠⁠

🗣️ FOLLOW ME ON SOCIAL MEDIA:

→ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@SamuelLeeds⁠⁠⁠⁠⁠⁠⁠⁠

→ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/samuelleeds⁠⁠⁠⁠⁠⁠⁠⁠

→ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@samuel_leeds⁠⁠⁠⁠⁠⁠⁠⁠

→ Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/OfficialSamuelLeeds/⁠⁠⁠⁠⁠⁠⁠⁠

→ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/samuel-leeds-64660683/⁠⁠⁠⁠⁠⁠⁠⁠

We are always looking for interesting podcast guests: For collaboration enquiries, please email ⁠⁠⁠⁠⁠⁠⁠⁠marketing@samuelleeds.com⁠⁠⁠⁠⁠⁠⁠⁠

DISCLAIMER All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.

➡️ Join Samuel Leeds' FREE Online Property Training: ⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ftpod⁠⁠⁠⁠⁠⁠⁠

What would you do if you were made redundant after a 30-year corporate career?

In this inspiring property success story, we sit down with Mark Golder, a former Managing Director earning £150,000 a year, who pivoted into UK property investing after losing his job. From corporate real estate to building a high-yield 7-bedroom HMO in the North East, Mark shares exactly how he turned uncertainty into opportunity.

After being made redundant, Mark joined the Academy within a week and has since:

• Purchased a run-down Victorian property for £95,000

• Invested £170,000 into a full back-to-brick refurbishment

• Increased the projected value to £380,000 using a commercial valuation

• Built a power team to manage and scale his portfolio

• Set a target of 13 HMOs within the next year

This is a real-world BRR to HMO strategy in action, covering everything from commercial valuations and recycling cash, to avoiding costly joint venture mistakes and leveraging a SASS pension for property investment.

➡️ "Make a Million Pounds in Property & Pay No Tax" - Sign up for FREE here: ⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ftpod⁠⁠⁠⁠⁠⁠⁠

USEFUL LINKS:

🎥 WATCH: My £20m UK Property Portfolio Revealed | Samuel Leeds Documentary: ⁠⁠⁠https://youtu.be/OY94PJAYZ-Q⁠⁠⁠

📖 READ: My latest best-selling book: ⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/FOMPOD⁠⁠⁠⁠⁠⁠⁠

♟️ PLAY: Get the Property Millionaire board game: ⁠⁠⁠⁠⁠⁠⁠https://www.samuelleeds.com/ytbg⁠⁠⁠⁠⁠⁠⁠

❓ Have a question about property? Join my Property Facebook Group: ⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/778613042238071⁠⁠⁠⁠⁠⁠⁠

🗣️ FOLLOW ME ON SOCIAL MEDIA:

→ YouTube: ⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@SamuelLeeds⁠⁠⁠⁠⁠⁠⁠

→ Instagram: ⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/samuelleeds⁠⁠⁠⁠⁠⁠⁠

→ TikTok: ⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@samuel_leeds⁠⁠⁠⁠⁠⁠⁠

→ Facebook: ⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/OfficialSamuelLeeds/⁠⁠⁠⁠⁠⁠⁠

→ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/samuel-leeds-64660683/⁠⁠⁠⁠⁠⁠⁠

We are always looking for interesting podcast guests: For collaboration enquiries, please email ⁠⁠⁠⁠⁠⁠⁠marketing@samuelleeds.com⁠⁠⁠⁠⁠⁠⁠

DISCLAIMER All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.