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Bill Perkins asks the question most people never think to ask: what if you're afraid of the wrong thing?

Most people spend their lives terrified of running out of money. Perkins thinks that fear is the real trap. The one that costs you everything.

Your ability to enjoy life has a peak. Your brain matures around 28. Your body peaks at 33. After that, the window starts closing.

He tells the story of six tour buses of senior citizens in St. Petersburg, Russia. Beautiful church. A hundred-and-fifteen steps to a view most people never see. Not one of them climbed it.

That trip should have happened twenty years earlier.

Perkins calls it the Tetris problem. You can have all the experiences you want. You just have to get the order right.

The biggest mistake isn't spending too much. It's waiting too long.

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Topics

Bill Perkins, Die With Zero, money mindset, fear of running out of money, life experiences timing, financial psychology, time vs money, peak experiences, spending money wisely, regret minimization

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