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Money School Podcast

Money School Podcast

By: Chris Naugle
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 The Money School Podcast shares the secrets of the wealthy, so you learn how money really works and take back control of your life! You'll hear the inside story of wealthy entrepreneurs and investors... breaking down how they got started, how they think about money, how they put money to work for them, and how you can change your life simply by doing ONE thing differently with the money you already have. Through the podcast, you'll become your own bank - mastering how money really works - so you can use it to gain the upper hand and take command of your finances. After all, building wealth isn't about resources, it's about being resourceful. Hosted by Chris Naugle, former pro snowboarder turned real estate investor, serial entrepreneur, and money mentor, this podcast has one mission - to show you how money really works so you can reclaim control of your life!©2024 - Chris Naugle Money School Podcast Economics Personal Finance
Episodes
  • The End of Traditional Financial Advice? w/ Stefan Astheimer

    The End of Traditional Financial Advice? w/ Stefan Astheimer
    Mar 26 2026
    For a long time, truly personalized investment advice has been something only the ultra-wealthy could access. If you have tens of millions of dollars, you can hire advisors who don't just sell you products. They build strategies around your entire financial life. But everyone else gets standardized portfolios and is told to keep contributing to their retirement accounts and stay the course. That's starting to change. A new approach to financial advice is emerging, one built around a fee-for-service strategy instead of product sales. Instead of paying someone based on how much money they manage or what investments they sell you, investors can now pay directly for expertise, planning, and financial architecture. That means for the first time, the level of thinking that was mostly reserved for high-net-worth investors is now available to everyday investors who want a more strategic approach to building wealth. In this episode, investment advisor and fractional CEO, COO, and CRO Stefan Astheimer joins me to talk about how this model works, why the traditional advisory system is evolving, and how investors who understand this shift may gain a serious edge. Things You'll Learn In This Episode Most financial advice was never designed to be personal For decades, financial advisors were paid based on products sold or assets managed. But if your advisor's incentives shape the advice you get, how personalized can that advice really be? The edge for everyday investors Could separating advice from product sales finally give ordinary investors access to the kind of guidance the wealthy get? Paying off debt or building wealth first Many people assume eliminating debt should always come before investing. But when interest rates, tax advantages, and opportunity costs come into play, how do you decide which move actually builds wealth faster? AI makes great financial advisors more valuable, not less Many people assume AI will replace advisors. But what if technology actually increases the demand for high-level strategic guidance? Disclaimer This content is for educational purposes only and is not investment advice. No specific recommendations are being made. Please consult a qualified financial professional before making any investment decisions. This webinar is for educational and informational purposes only. Any discussion of strategies reflects general concepts and examples based on the speakers' own experience and perspectives, not personalized investment advice. Forward-looking statements, illustrations, or examples are not guarantees of future results. All investments involve risk, and results may vary. Viewers should consult their own qualified advisor before making any financial decisions. Investing involves risk, including the potential loss of principal. Past performance is no guarantee of future results. Additional information about PMC Wealth, LLC is available in its Form ADV, which is available upon request or by visiting www.adviserinfo.sec.gov. The 'Inverse Cramer' ETF referenced in this discussion previously existed but has since been closed. This mention is for illustrative purposes only and is not a recommendation. Guest Bio Stefan Astheimer is a fractional CEO, COO, and CRO who works with founder-led and regulated businesses to turn growth into something more structured, scalable, and commercially effective. He specializes in revenue expansion, operating strategy, and transaction readiness, helping companies strengthen performance while building long-term enterprise value. Stefan studied applied mathematics at Yale and has deep experience across wealth management, advisory, insurance, and other financial services environments where complexity is high and execution matters. To learn more, visit https://pmcwealthadvisors.com/ About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom. Resources Private Money Guide: https://go.moneyschoolrei.com/book-podcast Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast Mapping out the Millionaire ...
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    47 mins
  • What Banks Actually Look For Before Funding a Business w/ Sebastien Boyer

    What Banks Actually Look For Before Funding a Business w/ Sebastien Boyer
    Mar 19 2026

    Starting a business is often framed as a simple equation: have a good idea, take it to the bank, and secure the funding. But the reality is very different. Most business owners aren't rejected because their idea is bad.

    They're rejected because they approached the capital the wrong way. So many deals fail before they ever reach underwriting, and it's not because of the opportunity. It's preparation, structure, and understanding how lenders evaluate risk.

    Banks aren't investors looking for the next big idea. They operate under strict guidelines, regulatory frameworks, and underwriting criteria that determine whether a deal can even move forward.

    And most entrepreneurs walk into the process without understanding those rules.

    In this episode of Money School Elite, I sit down with Sebastien Boyer, known as "The Approved Guy," to break down what actually happens inside the lending process when someone applies for a business loan.

    In this conversation, we unpack several key realities that experienced operators understand, but many first-time entrepreneurs miss.

    We discuss why banks care more about the borrower's financial stability than the business idea itself. We also talk about how to get a deal to survive the approval process.

    About Your Host

    From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.

    His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

    Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.

    Resources

    Private Money Guide: https://go.moneyschoolrei.com/book-podcast

    Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast

    Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
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    47 mins
  • The Financial Reality of Pro Snowboarding and How to Escape It w/ Stevie Bell

    The Financial Reality of Pro Snowboarding and How to Escape It w/ Stevie Bell
    Mar 12 2026
    Every athlete knows the music will eventually stop. Whether you walk away on your terms, are forced out by injury, or have a contract that doesn't get renewed, your career will inevitably end. In leagues like the NFL, NBA, or MLB, that ending can still leave you financially set. You might walk away with generational money. In action sports, that's rarely the case. A pro snowboarder can start earning real money in their teens. They can travel the world, land major sponsors, build a name, and live what looks like a dream career. But very few retire with enough money to last a lifetime. The earning window is short, the contracts are volatile, and the industry replaces you faster than you expect. What should athletes be doing during their earning years to avoid starting over financially at 30? Stevie Bell's snowboarding career is nothing short of meteoric. Starting from riding the bus two hours a day to Brighton as a laser-focused teenager, then landing a breakout video part just two years into riding, he went from unknown kid to signing a life-changing contract with one of the most iconic brands in snowboarding. From managing fear on handrails that could end a career, to navigating brand politics when Forum was shut down, to walking away from the sport and rebuilding his identity after the checks stopped coming. His story is a masterclass in how quickly momentum can build and how quickly it can disappear. Stevie shares his career arc with me. We talk about how quickly money can scale, how quickly it can disappear, why most riders walk away with nothing, and how financial literacy becomes a competitive advantage when the career clock is ticking. Things You'll Learn In This Episode The moment every career ends, and why most people aren't ready- Whether it's injury, burnout, or a contract that isn't renewed, the music eventually stops. How do you prepare financially and psychologically for an ending you can't control? Fear as a strategic advantage- Top riders don't eliminate fear; they manage it. What does calculated risk look like when the downside is career-ending, and how does that translate to business and investing? The evolution of the industry- With airbags, Olympic pipelines, social media, and corporate sponsors, snowboarding has gone mainstream. Does more visibility actually mean more sustainable opportunity? Win or build: the new income model- If salary-based sponsorship is shrinking, and only a few athletes win consistently, how should modern athletes think about brand, leverage, and long-term income beyond competition? Guest Bio Stevie Bell is a former professional snowboarder and industry veteran with over 25 years of experience in action sports. He built a 14-year professional career after breaking onto the scene with a breakout video part just two years into snowboarding, eventually signing with Forum, one of the most iconic brands in the sport's history. During his tenure with Forum, Stevie traveled internationally filming video projects, participating in global tours, and contributing to one of the most influential eras in snowboard media. His career spanned major brand partnerships, long-term sponsorship contracts, and firsthand exposure to the evolving economics of action sports, from athlete compensation structures to the impact of corporate acquisitions and industry consolidation. After stepping away from professional competition, Stevie transitioned into entrepreneurship and content creation. He is currently the host of the Forum Chronicles podcast, where he documents the 20-year history of Forum and interviews key figures who shaped the brand and broader snowboard culture. To learn more or find out about the podcast, follow @steviebell801. About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom. Resources Private Money Guide: https://go.moneyschoolrei.com/book-podcast Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
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    51 mins
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