In this episode the band is back together and discusses the latest moves in the mortgage market.

FOR PROFESSIONAL INTERMEDIARY USE ONLY.

This podcast is intended for mortgage brokers and financial advisers and is not intended for use by the general public. The content provided is for informational and educational purposes only and does not constitute financial, legal, or mortgage advice.

The views expressed are those of the individual hosts and guests and do not necessarily reflect the views of their respective firms. Always conduct your own research and due diligence.

The Broker Collective team pulls no punches in this episode, sharing how brokers are surviving one of the most turbulent market environments in recent memory. With swap rates volatile, oil prices surging toward levels not seen since 1990, and the US-Iran situation throwing global markets into uncertainty, the hosts discuss how to manage client expectations, keep pipelines moving, and stay sane — all while working until midnight with a laptop on your lap. They are also joined by Steve Bell from Landmark Optimus.

This week, Riz Malik, Lewis Shaw and Jamie Lennox go down the A.I rabbit hole.

Riz Malik, Lewis Shaw and Jamie Lennox talk content and social media on the latest episode.

In this episode, we are joined by Gary Waters, the protection guru.

In the final episode of this year, Riz Malik (leader), Lewis Shaw and Jamie Lennox review 2025 and discuss their outlook for 2026: Merry Christmas and a Happy New Year.

FOR PROFESSIONAL INTERMEDIARY USE ONLY.

This podcast is intended for mortgage brokers and financial advisers and is not intended for use by the general public. The content provided is for informational and educational purposes only and does not constitute financial, legal, or mortgage advice.

The views expressed are those of the individual hosts and guests and do not necessarily reflect the views of their respective firms. Always conduct your own research and due diligence.

Lewis Shaw, Riz Malik and Jamie Lennox discuss the recent budget and other things.

FOR PROFESSIONAL INTERMEDIARY USE ONLY.

This podcast is intended for mortgage brokers and financial advisers and is not intended for use by the general public. The content provided is for informational and educational purposes only and does not constitute financial, legal, or mortgage advice.

The views expressed are those of the individual hosts and guests and do not necessarily reflect the views of their respective firms. Always conduct your own research and due diligence.

Lewis, Jamie and Riz (dialling in “Mister Worldwide” style from the UAE) unpack a lively October: slow start, strong finish, and why December sits on a knife-edge for property demand. They debate “complete now or wait for the Budget,” stamp duty vs a mooted annual property tax, falling swaps, and whether a base-rate cut lands in November or December.

On the business side, Lewis shares what’s working in organic social (Calendly flows, Linktree, DMs, and why followers matter less than watch-time), plus honest chat about burnout, boundaries over Christmas, and automations to hit January running.

Special guest Sam Lappin (Sesame) lifts the lid on AR vs DA routes, why many firms are switching networks, the underrated power of delegation, and the industry’s “new blood” problem. The crew close with 2026 prep: know your numbers, build a real community (not an echo chamber), and stay agile—because policy and sentiment could flip fast.

FOR PROFESSIONAL INTERMEDIARY USE ONLY.

This podcast is intended for mortgage brokers and financial advisers and is not intended for use by the general public. The content provided is for informational and educational purposes only and does not constitute financial, legal, or mortgage advice.

The views expressed are those of the individual hosts and guests and do not necessarily reflect the views of their respective firms. Always conduct your own research and due diligence.