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The Business Finance Podcast

The Business Finance Podcast

By: Jack Seymour from The Best Finance Group
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The Best Finance Group hosted by Jack Seymour.


We help UK Business Owners with their journey, from Start Up to Sell Up! Our day to day mission is helping UK businesses to access commercial finance from our huge panel of lenders.


Types of commercial finance we help arrange includes: Unsecured Loans, Secured Loans, Invoice Finance, Single Invoice Finance, Revolving Credit Facilities, Property Finance, Asset Finance, M&A finance, Supplier/Trade Finance, Merchant Cash Advances and Credit Insurance.


We also work closely with Accountants, Business Consultants, Wealth Managers, Insolvency Practitioners and Solicitors. This means we can often support our clients by referring them to our trusted advisors. We will also bring in guests in these industries that can share their knowledge and experience, helping you the business owner to pick up valuable tips and information.


Let us know if there are any topics you would like us to cover, or if you have a finance challenge we can help you solve! We hope you find this podcast series valuable and would love to help you.


Contact us here:

info@thebestgroup.co.uk

© 2026 The Business Finance Podcast Economics
Episodes
  • S3 E4: How to Get an Accurate Business Valuation | EBITDA & Add-Backs Explained ft. Alex Reading

    S3 E4: How to Get an Accurate Business Valuation | EBITDA & Add-Backs Explained ft. Alex Reading
    Jun 30 2026

    Most business owners have a number in their head. A figure they think their business is worth. But how accurate is it really?

    In this episode, Jack Seymour sits down with Alex Reading, Head of Mergers & Acquisitions at The Best Group powered by Pinnacle Business Finance.

    Alex works on deals every day and knows exactly where buyers and sellers come unstuck.

    This is a straight-talking conversation about what business valuations look like in practice, how add-backs can be manipulated, and why the bank ultimately holds the cards on what a deal is worth.

    What we cover:
    • Why no two valuations are ever the same
    • What EBITDA means
    • Add-backs - the legitimate ones, the grey areas, and the red flags
    • Why information memorandums can be misleading and how to challenge them
    • Getting independent valuations
    • Why you need at least a 2-year exit plan

    If you're thinking about exiting in the next few years, or actively looking to buy watch this before you do anything else.

    Get in touch with Jack, Alex or the team: 📞 0117 251 0048 🌐 https://thebestgroup.co.uk 🌐

    The Best Business Podcast is for UK business owners navigating finance, growth, acquisitions and exit. New episodes regularly. Subscribe here.

    ⏱ Timestamps
    00:00 Why no two valuations are ever the same
    01:45 What EBITDA actually means (and why it's not as simple as it sounds)
    03:30 Add-backs - the legitimate ones, the grey areas, and the red flags
    05:50 The CRM system that nearly inflated a deal valuation
    07:20 Why information memorandums can be misleading and how to challenge them
    09:00 Getting 3 independent accountant valuations before you go to market
    10:15 Financing and M&A under one roof
    11:40 Day one financing
    12:30 Why you need at least a 2-year exit plan
    13:45 Reverse engineering your retirement number
    14:10 Where to get in touch

    #BuyingABusiness #SellingABusiness #MergersAndAcquisitions #BusinessFinance #BusinessValuation #HowMuchIsMyBusinessWorth #EBITDA #ExitStrategy

    🎙️ The Best Business Podcast - Hosted by Jack Seymour

    Learn more:

    thebestgroup.co.uk / pinnaclebusinessfinance.co.uk

    Got a finance question? Call 0117 251 0048

    Show More Show Less
    14 mins
  • S3 E3: What Does It Take to Sell or Exit Your Business Successfully? ft Jamie Flook

    S3 E3: What Does It Take to Sell or Exit Your Business Successfully? ft Jamie Flook
    Jun 30 2026
    Most business owners spend years building their business, but very few prepare for the day they leave it. In this episode, Alex Reading (M&A Consultant at Pinnacle Business Finance) sits down with Jamie Flook, Managing Director and Certified Financial Planner at Lab Financial Planning, to talk about what most founders never plan for, the personal and financial reality of life after the sale. Jamie was named one of the Top 35 Next Generation Advisers 2024 by New Model Adviser and works with business owners to help them translate business success into lasting personal financial security.In this episode:• The three mistakes founders make when exiting and how to avoid them• Why knowing what you need from a sale matters more than what it's worth• The hidden personal cost of selling that nobody talks about• The TALES model - a practical five-point framework for exit planning• How cash flow modelling changes the way founders think about selling• Where your income comes from once the deal completes• Why the question "what are you going to do next?" catches so many founders off guardThis is the Financial Plan Every Business Owner Needs Before They Sell.If you're thinking about selling, growing, or just want to understand how to translate business success into personal financial security, watch this episode. Subscribe for more episodes on business finance, buying, selling and growing a UK business.Get in touch with Alex Reading - Pinnacle Business Finance / The Best Group 🌐 https://thebestgroup.co.uk 📞 0117 251 0048 🔗 www.linkedin.com/in/alex-reading-05a799215/Get in touch with Jamie Flook - Lab Financial Planning 🌐 www.labfp.co.uk 📞 0117 427 8887 🔗 linkedin.com/in/jamieflook-labfinancialplanning🕐 TIMESTAMPS00:00 Introduction - Jamie Flook & Lab Financial Planning 01:40 The 3 biggest mistakes founders make when exiting 02:35 Why you need to know your number before you go to market 03:47 The hidden cost of selling. Identity, purpose and what comes next 06:50 The TALES model explained 09:00 Team and timeline - Who you need around you 10:00 Amount - What can it sell for vs what do you need it to sell for 12:00 Cash flow modelling and flipping the script on valuation 16:00 Income after the sale - Where does it come from? 18:00 Layout and legacy - Making your capital work post-exit 19:25 What are you going to do next? The question founders don't ask 21:00 Wrap up#SellYourBusiness #UKBusiness #FinancialPlanning #BusinessPodcast 🎙️ The Best Business Podcast - Hosted by Jack Seymour Learn more: thebestgroup.co.uk / pinnaclebusinessfinance.co.ukGot a finance question? Call 0117 251 0048
    Show More Show Less
    22 mins
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